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July 14, 2014

Welcome back.  I hope you enjoyed your weekend.  Some of you are at a point in your life where you want to buy a car or your first house.  The big question you might have is “Where do I start?”  If you do not have any credit and are being denied credit, the best place...

July 9, 2014

Can this be possible?  “I don’t have any negative credit?  Why was I declined?”  It could be because of a lack of credit.  It is like this.  A person wants to be a police officer.  He says, “I have never been arrested or in trouble with the law, please hire me.”...

July 8, 2014

When someone applies for a car loan, there are two choices for an auto lender.  Approve or decline.  That is it.  Now the question is why?  Why do auto dealers approve someone for a car loan or decline someone?  It depends on several things.  It depends on your financi...

July 8, 2014

Hope you all had a great 4th of July.  Now that you know why people are declined a mortgage, I am going to summarize what to do when applying for a mortgage

The number one thing to do is to know what you can qualify for.  There is no reason to look for a million dolla...

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