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July 9, 2014

Can this be possible?  “I don’t have any negative credit?  Why was I declined?”  It could be because of a lack of credit.  It is like this.  A person wants to be a police officer.  He says, “I have never been arrested or in trouble with the law, please hire me.”...

July 8, 2014

When someone applies for a car loan, there are two choices for an auto lender.  Approve or decline.  That is it.  Now the question is why?  Why do auto dealers approve someone for a car loan or decline someone?  It depends on several things.  It depends on your financi...

July 3, 2014

Welcome back.  It is another day and another reason why people are denied a mortgage.  It can be because of their debt to income ratio.  Let me explain.

Debt to income ratio is the percentage of your monthly gross income that goes towards your monthly debt pay...

July 3, 2014

Hello everyone,


Welcome back to more information.  We have covered the first two reason and now we are ready for the third.  Another reason that people are declined is because of the equity on the property.  The amount that a bank is willing to loan o...

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