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August 24, 2014

Today was a hot day in Los Angeles.  It was over 100 degrees.  I am happy to be at my desk blogging in 74 degrees!  We had talked last time about paying on time every month.  This is HUGE!  Once  you do that for a while, you need to check your credit with Experian, Tra...

July 3, 2014

Welcome back.  It is another day and another reason why people are denied a mortgage.  It can be because of their debt to income ratio.  Let me explain.

Debt to income ratio is the percentage of your monthly gross income that goes towards your monthly debt pay...

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