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July 8, 2014

When someone applies for a car loan, there are two choices for an auto lender.  Approve or decline.  That is it.  Now the question is why?  Why do auto dealers approve someone for a car loan or decline someone?  It depends on several things.  It depends on your financi...

July 8, 2014

Hope you all had a great 4th of July.  Now that you know why people are declined a mortgage, I am going to summarize what to do when applying for a mortgage

The number one thing to do is to know what you can qualify for.  There is no reason to look for a million dolla...

July 3, 2014

Welcome back.  It is another day and another reason why people are denied a mortgage.  It can be because of their debt to income ratio.  Let me explain.

Debt to income ratio is the percentage of your monthly gross income that goes towards your monthly debt pay...

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